Business Loans

Whether your clients are looking to grow their business, improve cash flow or invest in new opportunities, the right funding can help them move forward with confidence.

At Crystal Specialist Finance, we work with a wide panel of lenders to help businesses access fast, flexible funding with solutions tailored to their needs.

Loans from £1,000 to £5m
Terms from 6 months to 6 years
Fixed term loans and revolving credit available
Topaz-Logo-2025-RGB-300.png

When Business Finance Could Help

Business finance can support a wide range of situations.

Growing your business or expanding their team
Improving cash flow during quieter periods
Purchasing stock to meet increased demand
Investing in new machinery, vehicles or equipment
Moving into larger premises
Refinance existing borrowing
Funding a large contract or customer order
Bridging the gap while waiting for invoices to be paid

Business Finance Solutions

Cash Flow Loans

Designed to improve working capital, cash flow loans can help your clients manage day-to-day business expenses or fund growth opportunities. Loan terms are available from 12 to 72 months.

Asset Finance

Allowing your clients to spread the cost of purchasing equipment, machinery or vehicles rather than paying upfront. Asset finance allows your client’s business to invest while preserving cash flow.

Invoice Finance

Your clients can unlock money tied up in unpaid invoices. Many lenders can release up to 90% of an invoice's value, helping improve cash flow while your clients wait for customers to pay.

Revolving Credit Facility

Funding accessible for your clients whenever they need it, similar to a business overdraft. Your client will only pay interest on the amount borrowed, and as they repay the balance, the funds become available to use again.

Unsecured Business Loans

Your clients can borrow without using property or business assets as security. Decisions are based on the strength and performance of your client’s business, making unsecured loans a flexible option for many businesses.

Why Choose Crystal Specialist Finance?

Finding the right lender isn't always straightforward. Every business is different, and so is every lender.

Our experienced advisers take the time to understand your client’s business, compare funding options across a wide range of lenders on our panel and recommend the most suitable solution for your client’s circumstances.

We'll guide your clients through the process from enquiry to completion. Our aim is to make business finance simple, straightforward and stress-free.

Frequently Asked Questions

Most lenders will ask for latest filed accounts, recent management accounts, up to six months business bank statements. Additional information may be requested depending on the application.

Some applications can be approved within hours, while more complex cases may take several weeks. We’ll keep your clients informed every step of the way.

Ready to Partner with Crystal?

Join our network of successful brokers and start completing your complex cases today.

Topaz Specialist Services is a trading name of Topaz Panel Management Limited, who are authorised and regulated by the Financial Conduct Authority (FCA) under reference 977626. Topaz Specialist Services is a broker, not a product provider. Please note that some types of financial products are not regulated by the FCA, and we act solely as introducers for these products. Topaz Panel Management Limited is an authorised representative of Crystal Mortgages Limited, who are authorised and regulated by the Financial Conduct Authority. The FCA Services Register number is 303761. Registered address: Unit A Ventura House, Ventura Park Road, Tamworth, B78 3LZ. Registered in England and Wales No. 14161248.