Crystal Specialist Finance specialises in providing short-term bridging loans. We won’t be beaten when it comes to short-term loans and bridging finance. The products our panel of lenders offer are comprehensive, covering a range of terms, circumstances and property types.

Bridging finance can generally be arranged quicker than a normal mortgage and can be secured on properties that may not be eligible for traditional mortgage finance.


Clients who are looking for a Bridging Loan can use them for a variety of purposes. Efficient, effective and quick, we have Bridging Loans available to individuals, sole traders, partnerships and limited companies. We can offer products that can cover:

  • Auction Purchase (quick completion time frames)
  • Chain Break (bridging the gap between purchases – expected or not)
  • Light/Heavy Refurbishment (small / large renovation works)
  • Development Loans (smaller development projects)
  • Below Market Value Purchase (discounted purchases)
  • Capital Raise (for almost any purpose)


This product is perfect for developers who wish to release equity in a completed project prior to a sale having taken place.  This allows people to refinance a development facility before it comes to the end of the term with the added bonus of enabling some much needed cashflow to jump on to their next project as soon as possible.  With terms up to a maximum of 12 months, our clients have time to achieve the asking price they want and therefore maximise the profit on the scheme.


  • LTV up to 80% / LTP up to 100%
  • Interest roll-up available
  • Terms from 1 – 36 months
  • Loans from £10,000 (no maximum)
  • All circumstances considered
  • Residential or commercial
  • FCA reg available
  • Nil exit fee
  • First, second or third charge
  • Re-bridging available

"The bridging market in the UK continues to perform well, and Crystal has a well-established position in the sector"

Harriet Smith – Head of Bridging Finance