Landlords are navigating a market shaped by economic and regulatory uncertainty as well as evolving tenant expectations. Despite this, many remain confident in the buy-to-let (BLT) market with plans to expand their portfolios in 2025 based on research conducted by Market Financial Solutions.

A survey consisting of 300 UK landlords revealed the following, suggesting landlords are optimistic regarding the opportunities that lie ahead for the buy-to-let market.

• 36% of landlords plan to expand their portfolios in 2025

• 9% plan to reduce the number of BTL properties they own over the next year

• 54% of landlords expects house prices to rise in the next 12 months

• 39% think that house prices will remain the same over the next year

On the flip side, the same survey revealed landlords concerns over economic instability, regulatory uncertainty and increasing affordability pressures.

• 41% of landlords are concerned about the renter’s ability to pay their rent

• 35% are worried about the economic uncertainty

• 28% are concerned that global instability will impact their portfolios

But what does this mean for brokers, and their clients?

The opportunities to provide solutions to landlords seeking a buy-to-let mortgage are endless. We are seeing an increasing number of difficult deals as landlords aim to navigate a more complex market. Gone are the days of the typical vanilla BTL deals, nowadays landlord’s requirements are ranging from remortgaging on ex local authority flats, to transferring titles to raise capital for portfolio expansions and much more.

That’s where a ‘broker’s broker’ like Crystal can help, to ensure your clients get the service, and the solution they desire.

Jason Berry, our Group Sales Director comments “Crystal can use their deep knowledge and leverage their close relationships with specialist lenders to identify the best solutions for almost any case, no matter how unusual or multi-faceted. These partners can help you place a case or do the whole thing for you if you prefer.”

Let’s work together on boosting your buy-to-let business in 2025. Call our New Business Advisers on 01827 337710 or enquire through our CrystalHUB for a quote.

Find out more about our buy-to-let offering here.