Transferring Titles for a Buy-to-Let Mortgage

A client reached out to us, looking to capital raise 2 buy-to-let flats in their portfolio. The funds would be used to assist with further investments.

The building, originally purchased as a bank has since been converted into a restaurant with 2 flats above. The property was on a single freehold, but the client had plans to split the 2 flats onto their own leasehold titles. Due to the client wanting to lend on the flats only, this wasn’t a straightforward case to finance, but not one that we couldn’t source a lender for.

Our buy-to-let experts worked closely with the client, their solicitor and the lender to ensure a smooth transfer of the titles. With our help, we successfully secured the client a buy-to-let mortgage of £185,000 against the 2 buy-to-let flats, allowing the client to use the funds for further investments to add to their property portfolio.