Discover our latest blogs and stay up to date with the latest market trends.
Property chain delays? Bridging finance offers a fast, flexible solution to keep your clients' cases moving. Continue reading to find out more on chain-break bridging.
bridging finance
bridging loan
chain-break bridging
The UK social housing market is expanding. With demand continuing to outperform supply, the sector has become an attractive option for property investors. Read on as we outline to opportunities for brokers and landlords.
spcial housing
buy-to-let
growing market
Are you a broker experiencing frequent bridging declines? Read on to explore our useful guide, which walks you through how to recover them!
recovering bridging declines
The UK housing market is showing signs of recovery and despite a few challenges, there are many opportunities for brokers. Continue reading as we outline the opportunities you should look out for, and how Crystal can support.
housing market
market insights
specialist finance
Speed is crucial when it comes to bridging finance, it can make or break a deal. Continue reading to discover our top tips on how to complete bridging deals quick, so you can win more clients, and earn more working with Crystal.
Read on to discover how you can spot a bridging opportunity to boost your bridging business, earn more commission and build your reputation as a go-to broker. Spotting the opportunity is one thing, placing a case is another, and that’s where you need Crystal.
Read on as our Chief Executive Officer, Jo Breeden, dives into the current state of the bridging finance market, emerging trends, future predictions and how brokers can leverage our expertise at Crystal to support their clients.
In today's financial climate, homeowners are seeking additional funds for a variety of reasons. Consider diversifying your offerings and spotting where a second charge loan could serve as a client solution.
The borrowers coming to the end of their existing fixed rate buy-to-let mortgage have an important decision to make, should they stick or twist? Read on as we outline the differences between a product transfer and a remortgage before deciding what the best option is for your clients.
product transfer
remortgage
We have partnered with EcoApproach to launch a one-stop-shop for green home improvements. Combining EcoApproach’s platform with our expertise at Crystal will enable a more seamless experience between guiding landlords through the home improvement process. Read on to discover how it works.
specialist services
eco approach
greenval
With economic and regulatory uncertainty for landlords in the current buy-to-let market, many are in two minds about the next steps for their property portfolios. But, what does this mean for brokers and their clients?
buy-to-let mortgage
EPC improvements are a key priority for the UK market due to the introduction of new minimum energy efficiency standards, requiring landlords to raise their energy rating to at least a C by 2030. With a £250bn investment from the UK government to bring properties up to standard, landlords must act fast.
EPC improvements
Energy efficiency
Borrowers are becoming increasingly aware of the versatility second charge loans present, and as a result, second charge lending is on the rise. Read on as we explore current market trends and second charge scenarios.
second charge loan
second charge lending
As we’re in the depths of the post-pandemic era, we’re seeing an increasing number of homeowners using second charge mortgages for a variety of uses. Read on as we outline the pros & cons before deciding on whether it’s right for your client’s case.
If you have clients that are jumping into a property development project, whether it be for construction, renovation or refurbishment purposes, there are two types of development loans to consider: commercial and residential. Wondering what the differences are between the two? Let us simplify it for you.
development finance
development funding
Development finance is used to support the costs associated with a build/renovation project. Here’s a few things lenders consider when deciding whether to fund specialist cases.
Commercial and semi-commercial finance are funding methods used to finance properties but differ depending on the nature of the property type, borrower and associated risk. Wondering what the key differences are for both? Let us simplify it for you.
commercial loan
commercial finance
commercial mortgage
When taking out any loan, particularly for a business purpose, it is important to weigh up the pros and cons and assess whether it is the most appropriate option, given your clients’ circumstances. Read on as we highlight the key benefits and drawbacks of commercial finance.
Funding is often the boost a business needs to manage growth, expansion and sustainability and is offered by lenders for short and long term solutions. From property related purchases to expenditure for machinery and equipment, commercial finance can be used to fund almost any business scenario.
As landlords look to protect cheap mortgage rates, we’re seeing an increase in buy-to-let second charge lending to finance portfolio expansions, carry out home improvements or purchase run-down properties for renovation purposes.
buy-to-let second charge
Buy-to-let mortgages have become increasingly popular among investors in the UK. Whilst they offer many advantages, they also come with drawbacks. Read on as we explore the impact of buy-to-lets for investors.
In this quick guide, we explore all things buy-to-let mortgages. What are they and why might your client need one? From student let properties to inherited properties and everything in between, at Crystal Specialist Finance we cater to the most complex of cases.
Bridging loans have grown increasingly popular over the years and have emerged as a dynamic solution, providing speed and flexibility to individuals, or businesses. Read on as we address the question: Are bridging loans a good idea?
bridging loans
With the specialist lending market set to rise 70% in the next 5 years, it is crucial that brokers diversify their offerings in a world of unique demands from today’s borrowers. In this short guide, we’ll dive into the different types of specialist finance and the different scenarios for each one as we aim to make the complex, simple.
specialist lending
In today’s property market, there are many financial products. Whether your clients’ a homebuyer looking to purchase a new property, or a property investor looking to develop their portfolio, finding the right finance tailored to their needs is crucial.
