AWARD WINNING COMMERCIAL FINANCE

Crystal Specialist Finance is an award-winning commercial mortgage specialist. We work with intermediaries of all levels of experience to place all kinds of Commercial Finance deals. Our specialist team works alongside you to offer your clients the very best products in the market.

OWNER OCCUPIED

If your client owns, or is looking to own their own business premises, our panel can help.

  • Sitting tenant discount
  • All business types considered
  • Start-up through to blue-chip
  • Secured & unsecured lending options.

INVESTMENT

Whether your client is an experienced investor looking to expand, or new to property, commercial investment is a sector with high yields and great returns.

  • From fully commercial to semi-commercial
  • All property types – including new build
  • From 100% rental coverage
  • Interest only options available

HIGHLIGHTS

  • Long or short-term products available
  • Interest only and fixed rate options
  • Start ups through to blue chip companies
  • Available for all statuses, including adverse and limited income
  • LTVs up to 80%
  • No upper or lower loan sizes
  • All property types considered
  • First or second charge
  • VAT Loans

"Our outcome focussed attitude means we will always look for a solution for your client"

David Parke – Head of Commercial Finance

CASE STUDIES

A Tasty Deal with The Food Group

UTILISING SECOND CHARGES ON BOSSES RESIDENTIAL HOMES Nine directors of the same company have secured a £1million funding package - through second charge loans secured against their homes - to expand their growing food business. The bosses at The Food Group needed £750,000 to clear an existing bridging loan and another £250,000 to invest back...

Commercial Bridging Loan

MAXIMUM NET ADVANCE, MINIMUM COST One of our brokers contacted us to help him arrange a commercial loan for a client who had been let down by a lender at the last minute. The client needed the loan to repay an investor who lent him the funds to buy six retail units at an auction....

Homeowner business loan

USING THE BUSINESS OWNERS HOME AS SECURITY We were approached for a £1m unsecured facility for an ice cream business to purchase new machinery, however had been declined by the main unsecured lenders. The business had 10 shareholders who could act as guarantor, all homeowners, however their wives were not happy to be guarantors. We...